First and foremost, Congratulations on your first steps in repairing your credit and taking charge of your finances. Before we get started Cornerstone Credit Consultants, LLC was created in 2016 and its main focus is to “Research, Revise and Repair Credit” through advocacy and education. We have a team of Credit Repair Specialists and our goal is to advocate credit awareness. Credit is no laughing matter, and it will determine your financial freedom and way of living.
As Credit Specialists, we will work directly with the credit bureaus and collection agencies to challenge inaccurate items on your report. Ultimately, we want to help our clients obtain higher credit scores and a better knowledge on how the “credit world” operates. We are excited that you have chosen our company to be your credit advocate and we hope that you will have patience and trust the process.
Part of the first step on the path to better credit is to identify the inaccurate information that is impacting your score. This is done through a deep credit analysis. Once we know what the problems are, we will give you the information you need to take action and our team will start having those inaccuracies removed and ultimately build your credit score. We will be here for you every step of the way and will make sure you know we are working hard on your behalf. Our goal is to help consumers restore their credit scores.
Once we have identified all of the information that is impacting you scores, this allows us to begin the challenging process. The process will challenge the information reported by the credit bureau and the creditor. This process can take 30 to 45 days as we wait for replies and updates. You will be able to check the status of your credit repair via our online portal. We work to restore your credit from start to finish.
After each challenge is complete we will go over the updated credit report and scores. If the information is still on the report, we will continue the process. When the information on the report has been rectified, we move on to the next step. We continue the challenging process for anything else on the credit report that is not 100% verifiable.
During the credit restoration process, we will provide you with the education you need to continue raising your credit score. You will be given information about debt settlement and what it takes to rebuild your credit. This education process will happen via emails, text messages and voice broadcast. There are other products we offer that can help you with your credit rebuilding process. Items such as legal assistance, credit monitoring and establishing positive trade lines will all assist you on the path to restoring a healthy credit score and maintaining it.